Fusepay expands beyond payments with AI operating system for trade businesses

It's a sweltering morning in Victoria, Seychelles, and Vidhyasahar Thiyagarajan, the cofounder and chief executive of Fusepay, is beaming with pride as he talks about the company's latest innovation, an AI-native operating system designed to transform the way trade businesses operate. Eight months after launching its digital payments platform in Seychelles, Fusepay has taken the leap into enterprise software, expanding its product suite to cater to the complex needs of wholesalers, distributors, and manufacturers.

Seychelles has been making waves in Africa's AI adoption scene, having ranked among the continent's top three countries in Oxford Insights' 2020 Government AI Readiness Index. With this latest launch, the country is solidifying its position as a pioneer in the field. Fusepay's new operating system, dubbed Fuse360, combines inventory management, order processing, invoicing, customer credit, collections, and retailer relationships into a single platform. This is no small feat, considering the complexities involved in managing daily operations for trade businesses. According to Fusepay, businesses were spending more time managing disconnected systems than growing their business. This is where AI comes in, a turning point that allows them to rethink how trade businesses should operate from the ground up.

Fuse360 introduces AI agents designed to assist both front-office and back-office teams. These agents automate repetitive tasks such as payment reconciliation, collections, reporting, customer credit monitoring, and operational analysis. The AI operates within the platform itself, granting it access to invoices, inventory movements, payment histories, and supplier relationships. This level of integration enables the AI to generate recommendations and automate workflows without requiring employees to move data between multiple applications. The result is a seamless and efficient operating system that streamlines business operations.

One of the standout features of Fuse360 is its retailer portal. This platform allows businesses to place orders, access invoices, download statements, review outstanding balances, and communicate directly with retailers. This level of transparency and ease of use is a significant departure from the manual processes that have long plagued the trade business sector.

As Fusepay continues to expand its product suite, it's clear that the company is committed to revolutionizing the trade business landscape. With its AI-native operating system, the company is poised to make a significant impact on the Indian Ocean and African markets. The success of Fuse360 will undoubtedly be a benchmark for other fintech companies looking to expand beyond payments into enterprise software.

Fusepay has come a long way since raising $350,000 in pre-seed funding in August 2025. The company's cofounder and chief executive, Vidhyasahar Thiyagarajan, is now at the forefront of the AI revolution in Seychelles, and his vision is clear: to rethink how trade businesses operate from the ground up. As the company continues to innovate and expand its product suite, one thing is certain, the future of trade businesses looks brighter than ever.

• Fusepay has launched an AI-native operating system designed to help trade businesses manage daily operations.
• Fuse360 combines inventory management, order processing, invoicing, customer credit, collections, and retailer relationships into a single platform.
• The operating system includes AI agents that automate repetitive tasks and generate recommendations.
• Fuse360 features a retailer portal that allows businesses to place orders, access invoices, and communicate directly with retailers.
• Fusepay raised $350,000 in pre-seed funding in August 2025.